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What is Mosan?

Mosan is a money transfer service allowing customer to send and receive money in a faster, safer and more convenient way than traditional money transfer method.

Customers who not yet had a Mosan account

Can send and receive money by going to one of Telemor agents and verify the transaction by showing their identity information.

Customers already had Mosan account

Can store money in their account and instantly transfer their money to other account by just accessing *111# on their mobile phone.

No more waiting, it’s fast!

Attractive pricing policy

Money transfer now takes you less than 2 minutes and is available during weekends.
Mosan is the best deal in comparison with other ongoing money transfer services

Nationwide network of agents

Safe and secure

Widespread network of agents in every districts in Timor-Leste
2-layer security with secret code and Identity information

Transfer money instantly

Using your identity information

You just need to bring your money and identity information to your nearest Mosan agent. It’s easy and safe to transfer the money to anywhere around the country.

Click on each of the followings to explore how to transfer money using your identity information:

How to send money using your identity info
  • Step 1: Bring your identity information (ID card/Voter card/Passport) and money to your nearest Mosan’s agent. Ask for money transfer services.
  • Step 2: Fill in the form. Show your identity information to agent staff and hand in the money. Note: You have to pay a small fee for sending money. For details, click “Fee”.
  • Step 3: Agent staff will process your request instantly. Once transaction has been successfully completed, you will receive a confirmation SMS (with a secret code) sent to your phone number. You also get a receipt (in paper) from the agent staff.
  • Step 4: You give the secret code to the receiver so that he/she can use when receiving the money. Bear in mind to inform the receiver to bring his/her identity information and the secret code to his/her nearest Mosan agent to receive the money.

We encourage customers to register Mosan account to fully enjoy the convenience of mobile money services and a lower fee. With Mosan account, you can keep money in the account to buy pulsa, send and receive anytime, anywhere only with your handset (with Telemor connection). See: “Register for Mosan account for more convenience”

How to receive money using your identity info
  • Step 1: Bring your identity information (ID card/Voter card/Passport) and secret code from the sender to your nearest Mosan’s agent. Ask for receiving money.
  • Step 2: Fill in the form. Show your identity information to agent staff. No fee applied for money receiver.
  • Step 3: Agent staff will process your request instantly. Once transaction has been successfully completed, you will get your cash and receive a confirmation SMS (with a secret code) sent to your phone number. You also get a receipt (in paper) from the agent staff.

We encourage customers to register for Mosan account to fully enjoy the convenience of mobile money services at a lower fee. With Mosan account, you can keep your money in the account to buy pulsa, send and receive anytime, anywhere only with your handset (with Telemor connection). See: “Register for Mosan account for more convenience”

Money transfer fee
  • For senders who use Telemor mobile number: Money transfer fee is $1.5 (paid by sender only). The fee of $2.0 is applied for sender sending for than $200.
  • For other senders: Money transfer fee is $2.5 (paid by sender only). The fee of $3.0 is applied for sender sending for than $200.

Still need support? Contact our call center

Contact us

Register for Mosan

to enjoy more convenience

Mosan account is like a mobile “wallet” - a wallet operating on your mobile phone and is separated from your mobile account (used for telecom services). This mobile “wallet” allows you to keep your money, buy pulsa, send and receive money from others. You can also withdraw cash from your Mosan account in any of Telemor’s nationwide network of agents.

Notably, transactions on Mosan could be conducted anytime and anywhere. All you need is your phone with Telemor connection.

Click on each of the followings to explore how you can enjoy Mosan services:

Register and Activate your Mosan account
  • Step 1: Bring your identity information (ID card/Voter card or Passport) to nearest Telemor’s agent and ask for service registration form.
  • Step 2: Fill in the form and show your identity information to agent staff.
  • Step 3: The agent staff would process your form right away and you will receive a confirmation SMS for successful registration.
  • Step 4: Activate your account by dialing *111# → Choose 5. Activate and follow the process. The system will then send a confirmation SMS to your mobile number once your account has been activated successfully.

Now, your Mosan account is active. You can start “Cash-in” money to your account and enjoy the conveniece of Mosan service. Click on “Store money in your account for transfer or payment” to know how to put money in your Mosan.

Keep money in your account for transfer or payment

After activate your Mosan account, you should add money to your account. You can access your money and make transaction like sending, receiving money, buying pulsa using Mosan account by dialing *111#. Here are how you can add money to your Mosan account:

  • Step 1: Bring your identity information (Voter card, ID card or passport) and money to nearest Mosan’s agent. Ask the agent for “Cash-in”.
  • Step 2: Fill in the form, hand in the money and show your Identity information to agent staff. No fee applied for cash-in.
  • Step 3: Agent staff will process your form right away and you will receive the transaction receipt and one SMS of confirmation.

Now, the money has already been added to your Mosan account. You can use this money to buy pulsa or send to other people who have Mosan account.

Click on “Transfer money in less than 2 minutes” to know how to send and receive money quickly using your Mosan account.

See also: “Buy pulsa by Mosan account” to know how to buy pulsa anytime, anywhere using Mosan.

Transfer money in less than 2 minutes

To be able to transfer money using Mosan account, you have to have money on your Mosan account. If you have not yet added money to your account (cash-in), please see guidelines at “Store money in your account for transfer or payment”.

It’s simple to send money using Mosan account on your phone:

  • Step 1: Call *111#
  • Step 2: Choose 1. Transfer
  • Step 3: Choose 1. To Mosan customer
  • Step 4: Enter phone number of receiver:
  • Step 5: Enter amount of money ($)
  • Step 6: Enter content of transfer
  • Step 7: Enter your PIN:
  • Step 8: Choose 1. Confirm

You will receive a confirmation SMS once transaction is successful. Now, the money has been transferred from your Mosan account to the receiver’s account. The receiver can keep that amount of money to use in the future or go to his/her nearest Mosan’s agent to withdraw the cash.

Note: a small fee applied when you transfer money from your Mosan account to other’s. For details, check: “Pricing policy”. If you want to transfer money to one who doesn’t have a Mosan account, please go directly to the nearest Mosan agent.

Buy pulsa by Mosan account

To be able to buy pulsa using Mosan account, you have to have money on your Mosan account. If you have not yet added money to your account (Cash-in), please see guidelines at “Store money in your account for transfer or payment”.

You can buy pulsa via Mosan account anytime, anywhere using these simple steps:

  • Step 1: Call *111#
  • Step 2: Choose 3. payment
  • Step 3: Choose 1. Top-up
  • Step 4: Enter phone number to top-up
  • Step 5: Enter amount of money ($)
  • Step 6: Enter your PIN
  • Step 7: Choose 1. Confirm

You will receive a confirmation SMS once transaction is successful. You can only buy pulsa for Telemor number.

Note: You get 6% discount for everytime buying pulsa using your Mosan account.

Withdraw money from Mosan account.

If you want to withdraw the money on your Mosan account, here are the steps for you to follow:

  • Step 1: Dial to *111# and choose Withdraw. Enter the amount of money you want to withdraw, your PIN and choose Confirm. The system will send to your phone number a SMS containing a secret code.
  • Step 2: Bring your identity information (ID card/Voter card or Passport) and the secrete code to your nearest Mosan’s agent. Ask for money withdrawal.
  • Step 3: Fill in the form and show the agent your identity information.
  • Step 4: The agent staff will process your form right away and give you the money you wanted to withdraw. You also receive the receipt (in paper) and one confirmation SMS sent to your phone number.

Note: a small fee applied when you withdraw money from your Mosan account. For details, check: “Pricing policy”.

Safe way to change and reset your PIN (password)

To change your PIN (password), please follow these steps:

  • Step 1: Call *111#
  • Step 2: Choose 4. My account
  • Step 3: Choose 3. Change PIN/Reset PIN
  • Step 4: Choose 1. Change PIN:
  • Step 5: Enter your old PIN:
  • Step 6: Enter your new PIN:
  • Step 7: Confirm your new PIN

If you forgot your PIN (password), please bring your identity information (ID card/voter card/passport) to the nearest agent to ask for a PIN reset. After that, you can setup a new PIN yourself by dialing *111#, choose 4. Account, choose 3. Reset PIN, enter the new PIN and choose Confirm. Upon successfully changed your password, the system will send a confirmation SMS to your phone number.

Pricing policy
  • Fee for withdrawing money from Mosan account: $0.5 (The fee of $1 is applied for customer withdrawing more than $200)
  • Money transfer fee between Mosan account: $0.2 (The fee of $0.5 is applied for customer transfering more than $200)
  • Account setup, buying pulsa and cash-in (put money in your Mosan account) are FREE.

Become Mosan agent

Join our nationwide agent network
in Timor-Leste!

Each Mosan agent is a part of our widespread agent network over the country. Mosan agent is the transaction point to support customers:
  • Send/receive money from Mosan Money transfer service.
  • Deposit/withdraw money from Mosan account.
  • Register for account and updating their information.

Benefits for Mosan agents

Promising and fast growing service

Since Mosan is a revolutionary mobile money service that is simpler, safer, faster and more convenient for customer.

Attractive commission per transaction

Attractive % commission for agent when customer Cash-in, Cash-out and transfer money

No expense for advertisement

Store decorations all provided for free. Booming advertising campaign to be ran by Telemor Fintech.

No investment on store equipment

The only thing you need to prepare is your 2G, 3G or 4G handset

Gain more store traffic

Attract more customer coming to store and buy other stuffs.

Interested in becoming Mosan agent?
Let’s contact us

Contact us